Maldives and houses on the water: what are they called, how much do they cost

Overwater villas in the Maldives: what they are called and what they cost

Overwater villas are the image most people have of the Maldives. What they are called, where they are found and what the guides report about prices. We do not have overwater villas at Relax Residence.

What they are

  • Houses built on stilts over the water, usually over the lagoon or a reef, called overwater villas or overwater bungalows.
  • Many have a terrace, direct steps into the water and a private pool, and they differ widely between resorts.

What they cost

  • Resort guides report entry-level overwater rooms from about USD 800 to USD 1,200 per night at some resorts, around USD 1,500 to USD 2,500 at others, and ultra-luxury villas at USD 30,000 and more. These are snapshots that change with season and booking channel.
  • A service charge of about 10% and TGST of 17% are usually added on top. Green tax

Where to find them, and the alternative

Sources

Frequently asked questions

What are houses on the water called in the Maldives?

Overwater villas or overwater bungalows.

How much does an overwater villa cost?

Guides report from about USD 800 per night to over USD 30,000, depending on the resort and season.

Can I stay in one on Thoddoo?

No. Overwater villas are at resorts; Relax Residence is a guesthouse and has none.

Are taxes included?

Usually not; a service charge of about 10% and TGST of 17% are commonly added.

Reviewed by the Relax Residence team in October 2026.

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